UO Personal Finance

Undergraduate | 2026

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area/catalogue icon
Area/Catalogue
BAFI 1004
Course ID icon
Course ID
202970
Level of study
Level of study
Undergraduate
Unit value icon
Unit value
6
Course level icon
Course level
1
Study abroad and student exchange icon
Inbound study abroad and exchange
Inbound study abroad and exchange
The fee you pay will depend on the number and type of courses you study.
Yes
University-wide elective icon
University-wide elective course
Yes
Single course enrollment
Single course enrolment
Yes
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Note:
Course data is interim and subject to change

Course overview

The aim of this course is to introduce students to personal financial planning, including the ideas and best-practice methods associated with financial decision-making for individuals. Financial decision-making, planning, and control for individuals. Personal financial statements, budgeting, and
the control of personal finances. Complications: income taxes and personal insurance. Evaluation of borrowing alternatives: using credit and other forms of consumer loans; comparing interest rates, and adjusting for fees; application to the evaluation of housing and personal loans; budgetary considerations and affordability. Evaluation of personal investment alternatives: investment planning; conceptualising risk and return; investing in financial assets; application to investments in shares and other selected assets; borrowing and its effect on risk; introduction to alternative investments; and overview of products and their pitfalls in the financial planning industry.

Course learning outcomes

  • Demonstrate proficiency in the application of time value of money concepts and methods to personal financial management decisions
  • Evaluate borrowing and personal investment alternatives and their implications for the accumulation of personal wealth
  • Formulate and use personal financial budgets as devices for the planning and control of personal finances
  • Explain fundamental concepts related to risk and return and their relevance to personal investment planning and financial management decisions
  • Demonstrate Business Enterprise Skills in the context of the Financial Planning discipline: i) Self Management (foundation level); and ii) Problem Solving (foundation level).

Prerequisite(s)

N/A

Corequisite(s)

N/A

Antirequisite(s)

N/A